For FERS Federal Employees · 2026

Plan your federal retirement with confidence.

Your pension, the FERS supplement, your TSP, and health care at 65 all move together. See the whole picture — and put real numbers to your retirement date.

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The Federal Retirement Readiness Kit

A set of plain-English calculators plus a companion guide, built on verified 2026 figures from OPM, TSP.gov, SSA, and CMS.

FERS Pension Estimator — your estimated annual and monthly annuity, plus a FERS Supplement estimate.
TSP Drawdown Model — see how long your savings actually last at your withdrawal rate.
FEHB + Medicare Comparison — the real annual cost of adding Part B at 65.
Readiness Checklist — every milestone from 5 years out to your final 90 days.
Plain-English Companion Guide — walks through every decision.

One-time $49 · instant download · works in Excel, Google Sheets & Numbers

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Free reads

Short, plain-English answers to the questions federal employees ask most.

The FERS Supplement Earnings Limit in 2026

How much you can earn before your supplement is reduced — and what income actually counts.

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FEHB and Medicare at 65

Should federal retirees take Medicare Part B on top of FEHB? The 2026 math and the penalties to avoid.

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